/* ============================================================
   CredNexa Advisory — Global Styles
   Editorial ivory + ink navy + logo gold
   Cormorant Garamond (display) / Inter (text)
   ============================================================ */

/* Self-hosted fonts (SIL Open Font License — see assets/fonts/OFL-*.txt) */
@font-face { font-family: 'Cormorant Garamond'; font-style: normal; font-weight: 300 700; font-display: swap; src: url('assets/fonts/cormorant-garamond.woff2') format('woff2'); }
@font-face { font-family: 'Cormorant Garamond'; font-style: italic; font-weight: 300 700; font-display: swap; src: url('assets/fonts/cormorant-garamond-italic.woff2') format('woff2'); }
@font-face { font-family: 'Inter'; font-style: normal; font-weight: 100 900; font-display: swap; src: url('assets/fonts/inter.woff2') format('woff2'); }

:root {
  --ink:        #0B1F33;
  --ink-2:      #13304D;
  --ink-3:      #1C3F63;
  --gold:       #AE8129;   /* decorative lines, icons, large headings (>=3:1) */
  --gold-ink:   #8D6921;   /* small gold text on white/ivory (>=4.5:1) */
  --gold-2:     #D4AF5A;
  --gold-soft:  rgba(184,137,43,.10);
  --paper:      #FFFFFF;
  --ivory:      #FAF7F1;
  --ivory-2:    #F3EEE3;
  --text:       #1E2B38;
  --muted:      #5C6878;
  --line:       #E7E1D4;
  --line-2:     #D9D1C0;
  --on-dark:    #C9D2DD;

  --f-display: 'Cormorant Garamond', Georgia, 'Times New Roman', serif;
  --f-text:    'Inter', system-ui, -apple-system, 'Segoe UI', Roboto, sans-serif;

  --maxw: 1200px;
  --radius: 6px;
  --shadow: 0 1px 2px rgba(11,31,51,.04), 0 12px 32px -12px rgba(11,31,51,.14);
  --ease: cubic-bezier(.22,.61,.36,1);
}

*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: var(--f-text);
  background: var(--paper);
  color: var(--text);
  font-size: 16.5px;
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
h1, h2, h3, h4 { font-family: var(--f-display); color: var(--ink); font-weight: 600; line-height: 1.12; letter-spacing: -.01em; }
h4 { font-family: var(--f-text); }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
p + p { margin-top: 1em; }
::selection { background: var(--gold); color: #fff; }

.wrap { width: 100%; max-width: var(--maxw); margin: 0 auto; padding: 0 28px; }
.center { text-align: center; }
.skip { position: absolute; left: -9999px; }
.skip:focus { left: 16px; top: 16px; z-index: 999; background: var(--ink); color: #fff; padding: 8px 14px; }

/* ---------- Type helpers ---------- */
.eyebrow {
  display: inline-flex; align-items: center; gap: 12px;
  font-size: 12px; font-weight: 600; letter-spacing: .22em; text-transform: uppercase;
  color: var(--gold-ink); margin-bottom: 18px;
}
.eyebrow::before { content: ''; width: 28px; height: 1px; background: currentColor; }
.eyebrow.plain::before { display: none; }
.display { font-size: clamp(40px, 6vw, 74px); line-height: 1.03; letter-spacing: -.02em; }
.display em, .sec-title em { font-style: italic; color: var(--gold); font-weight: 500; }
.sec-title { font-size: clamp(32px, 4.2vw, 50px); }
.lead { font-size: 18.5px; color: var(--muted); margin-top: 20px; max-width: 640px; line-height: 1.65; }
.small { font-size: 13.5px; color: var(--muted); }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  font-family: var(--f-text); font-weight: 500; font-size: 14.5px; letter-spacing: .01em;
  padding: 13px 24px; border-radius: 3px; border: 1px solid transparent;
  cursor: pointer; transition: background .25s var(--ease), color .25s var(--ease), border-color .25s var(--ease), transform .25s var(--ease);
  white-space: nowrap;
}
.btn svg { transition: transform .25s var(--ease); }
.btn:hover svg { transform: translateX(3px); }
.btn-primary { background: var(--ink); color: #fff; }
.btn-primary:hover { background: var(--ink-3); }
.btn-gold { background: var(--gold-2); color: var(--ink); }
.btn-gold:hover { background: #E2C276; }
.btn-outline { border-color: var(--line-2); color: var(--ink); background: transparent; }
.btn-outline:hover { border-color: var(--ink); }
.btn-outline-light { border-color: rgba(255,255,255,.3); color: #fff; }
.btn-outline-light:hover { border-color: #fff; }
.btn-lg { padding: 16px 30px; font-size: 15px; }
.link-arrow { display: inline-flex; align-items: center; gap: 8px; font-weight: 500; font-size: 14.5px; color: var(--ink); border-bottom: 1px solid var(--gold); padding-bottom: 3px; }
.link-arrow:hover { color: var(--gold-ink); }

/* ============================================================
   TOP BAR + NAV
   ============================================================ */
.topbar { background: var(--ink); color: var(--on-dark); font-size: 12.5px; }
.topbar .wrap { display: flex; justify-content: center; align-items: center; gap: 20px; min-height: 38px; }
.topbar .note { display: flex; align-items: center; gap: 8px; }
.topbar .note b { color: var(--gold-2); font-weight: 500; }
.topbar .contact { display: flex; gap: 22px; }
.topbar a:hover { color: #fff; }

.nav { position: sticky; top: 0; z-index: 100; background: rgba(255,255,255,.96); backdrop-filter: saturate(160%) blur(12px); border-bottom: 1px solid transparent; transition: border-color .3s, box-shadow .3s; }
.nav.scrolled { border-bottom-color: var(--line); box-shadow: 0 6px 24px -18px rgba(11,31,51,.35); }
.nav .wrap { display: flex; align-items: center; justify-content: space-between; height: 80px; }
.brand { display: flex; align-items: center; gap: 12px; }
.brand img { width: 46px; height: 46px; object-fit: contain; }
.brand .name { font-family: var(--f-display); font-size: 25px; font-weight: 600; color: var(--ink); letter-spacing: .14em; line-height: 1; }
.brand .name span { color: var(--gold); }
.brand .sub { display: block; font-size: 9.5px; letter-spacing: .42em; color: var(--gold-ink); text-transform: uppercase; margin-top: 5px; font-weight: 500; }

.nav-links { display: flex; align-items: center; gap: 30px; }
.nav-links > a:not(.btn) { font-size: 14.5px; font-weight: 450; color: var(--muted); position: relative; padding: 6px 0; transition: color .2s; }
.nav-links > a:not(.btn)::after { content: ''; position: absolute; left: 0; right: 0; bottom: 0; height: 1px; background: var(--gold); transform: scaleX(0); transform-origin: left; transition: transform .3s var(--ease); }
.nav-links > a:not(.btn):hover, .nav-links > a.active { color: var(--ink); }
.nav-links > a:not(.btn):hover::after, .nav-links > a.active::after { transform: scaleX(1); }
.nav-links .btn { margin-left: 6px; padding: 11px 20px; }
.burger { display: none; width: 44px; height: 44px; border: 1px solid var(--line); border-radius: 3px; background: none; cursor: pointer; align-items: center; justify-content: center; flex-direction: column; gap: 5px; }
.burger span { width: 18px; height: 1.5px; background: var(--ink); transition: transform .3s, opacity .3s; }
.burger[aria-expanded="true"] span:nth-child(1) { transform: translateY(6.5px) rotate(45deg); }
.burger[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.burger[aria-expanded="true"] span:nth-child(3) { transform: translateY(-6.5px) rotate(-45deg); }

/* ============================================================
   HERO
   ============================================================ */
.hero { position: relative; background: var(--ivory); overflow: hidden; border-bottom: 1px solid var(--line); }
.hero::before {
  content: ''; position: absolute; inset: 0; pointer-events: none;
  background-image: linear-gradient(var(--line) 1px, transparent 1px), linear-gradient(90deg, var(--line) 1px, transparent 1px);
  background-size: 88px 88px; opacity: .45;
  mask-image: radial-gradient(ellipse at 75% 40%, #000 0%, transparent 65%);
  -webkit-mask-image: radial-gradient(ellipse at 75% 40%, #000 0%, transparent 65%);
}
.hero .wrap { position: relative; display: grid; grid-template-columns: 1.25fr .95fr; gap: 64px; align-items: center; padding-top: 96px; padding-bottom: 104px; }
.hero .lead { font-size: 19px; }
.hero .cta-row { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 38px; }
.hero-note { margin-top: 30px; display: flex; gap: 10px; align-items: flex-start; font-size: 13px; color: var(--muted); max-width: 560px; }
.hero-note svg { flex: none; color: var(--gold); margin-top: 2px; }

.glance { background: var(--ink); color: var(--on-dark); border-radius: var(--radius); padding: 40px 38px; position: relative; box-shadow: 0 30px 60px -30px rgba(11,31,51,.6); }
.glance::after { content: ''; position: absolute; top: 18px; right: 18px; bottom: -18px; left: -18px; border: 1px solid var(--gold); border-radius: var(--radius); z-index: -1; opacity: .6; }
.glance h3 { color: #fff; font-size: 26px; margin-bottom: 6px; }
.glance .sub { font-size: 13px; letter-spacing: .14em; text-transform: uppercase; color: var(--gold-2); }
.glance-grid { display: grid; grid-template-columns: 1fr 1fr; margin-top: 28px; border-top: 1px solid rgba(255,255,255,.12); }
.glance-grid > div { padding: 22px 0; border-bottom: 1px solid rgba(255,255,255,.12); }
.glance-grid > div:nth-child(odd) { padding-right: 18px; border-right: 1px solid rgba(255,255,255,.12); }
.glance-grid > div:nth-child(even) { padding-left: 22px; }
.glance .num { font-family: var(--f-display); font-size: 46px; color: #fff; line-height: 1; font-weight: 600; }
.glance .num sup { font-size: 24px; color: var(--gold-2); }
.glance .lbl { font-size: 13px; margin-top: 8px; line-height: 1.45; }
.glance .foot { margin-top: 22px; font-size: 13.5px; display: flex; align-items: center; gap: 10px; }
.glance .foot img { width: 40px; height: 40px; border-radius: 50%; object-fit: cover; object-position: top; border: 1px solid var(--gold); }

/* ---------- Credentials strip ---------- */
.creds { padding: 34px 0; border-bottom: 1px solid var(--line); }
.creds .wrap { display: flex; align-items: center; gap: 40px; flex-wrap: wrap; justify-content: space-between; }
.creds .label { font-size: 12px; letter-spacing: .2em; text-transform: uppercase; color: var(--muted); max-width: 210px; line-height: 1.5; }
.creds ul { list-style: none; display: flex; flex-wrap: wrap; gap: 14px 40px; flex: 1; justify-content: space-between; }
.creds li { font-family: var(--f-display); font-size: 23px; font-weight: 600; color: #8A93A0; letter-spacing: .02em; }
.creds .fine { width: 100%; font-size: 12px; color: var(--muted); margin-top: -18px; }

/* ============================================================
   SECTIONS
   ============================================================ */
.section { padding: 120px 0; position: relative; }
.section.tight { padding: 88px 0; }
.section.ivory { background: var(--ivory); }
.section.dark { background: var(--ink); color: var(--on-dark); }
.section.dark h2, .section.dark h3 { color: #fff; }
.section.dark .lead { color: var(--on-dark); }
.section-head { max-width: 760px; margin-bottom: 64px; }
.section-head.center { margin-left: auto; margin-right: auto; text-align: center; }
.section-head.center .eyebrow { justify-content: center; }
.section-head.center .lead { margin-left: auto; margin-right: auto; }
.section-head.split { max-width: none; display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: end; }
.section-head.split .lead { margin-top: 0; }

.split-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: start; }
.prose p { color: var(--muted); font-size: 17px; }
.prose p strong { color: var(--ink); font-weight: 600; }

/* ---------- Practice cards ---------- */
.practice-grid { display: grid; grid-template-columns: repeat(3, 1fr); border-top: 1px solid var(--line); border-left: 1px solid var(--line); }
.practice { position: relative; padding: 44px 38px 40px; border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); background: var(--paper); transition: background .35s var(--ease); display: flex; flex-direction: column; }
.practice::before { content: ''; position: absolute; left: 0; top: 0; height: 2px; width: 0; background: var(--gold); transition: width .45s var(--ease); }
.practice:hover { background: var(--ivory); }
.practice:hover::before { width: 100%; }
.practice .no { font-family: var(--f-display); font-size: 18px; color: var(--gold-ink); font-style: italic; }
.practice h3 { font-size: 27px; margin: 18px 0 12px; }
.practice p { color: var(--muted); font-size: 15.5px; }
.practice .tags { margin-top: auto; padding-top: 22px; display: flex; flex-wrap: wrap; gap: 6px; }
.tags span { font-size: 12px; color: var(--ink-2); background: var(--ivory-2); padding: 4px 10px; border-radius: 2px; }

/* ---------- Service detail rows ---------- */
.svc-row { display: grid; grid-template-columns: 120px 1fr 1.1fr; gap: 48px; padding: 64px 0; border-top: 1px solid var(--line); }
.svc-row:last-child { border-bottom: 1px solid var(--line); }
.svc-row .no { font-family: var(--f-display); font-size: 64px; line-height: .9; color: var(--gold); font-weight: 500; }
.svc-row h2 { font-size: clamp(28px, 3vw, 38px); }
.svc-row .intro { color: var(--muted); margin-top: 16px; font-size: 16.5px; }
.svc-row .scope { color: var(--muted); font-size: 13.5px; margin-top: 18px; padding-left: 14px; border-left: 2px solid var(--gold); }
.check-list { list-style: none; display: grid; grid-template-columns: 1fr 1fr; gap: 0 28px; }
.check-list li { padding: 12px 0 12px 26px; border-bottom: 1px solid var(--line); font-size: 15px; position: relative; color: var(--text); }
.check-list li::before { content: ''; position: absolute; left: 2px; top: 20px; width: 10px; height: 6px; border-left: 1.5px solid var(--gold); border-bottom: 1.5px solid var(--gold); transform: rotate(-45deg); }
.check-list.single { grid-template-columns: 1fr; }
.check-list.three { grid-template-columns: repeat(3, 1fr); }

/* ---------- Principles / values ---------- */
.principles { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; border-top: 1px solid rgba(255,255,255,.14); }
.principle { padding: 38px 30px 10px 0; }
.principle + .principle { padding-left: 30px; border-left: 1px solid rgba(255,255,255,.14); }
.principle .ic { width: 44px; height: 44px; border: 1px solid var(--gold); border-radius: 50%; display: grid; place-items: center; color: var(--gold-2); margin-bottom: 22px; }
.principle h3 { font-size: 24px; margin-bottom: 10px; }
.principle p { font-size: 15px; color: var(--on-dark); }
.section:not(.dark) .principles { border-top-color: var(--line); }
.section:not(.dark) .principle + .principle { border-left-color: var(--line); }
.section:not(.dark) .principle p { color: var(--muted); }
.section:not(.dark) .principle .ic { color: var(--gold); }

/* ---------- Process ---------- */
.process { display: grid; grid-template-columns: repeat(5, 1fr); counter-reset: step; position: relative; }
.process::before { content: ''; position: absolute; left: 0; right: 0; top: 23px; height: 1px; background: var(--line-2); }
.process li { list-style: none; position: relative; padding-right: 26px; }
.process .dot { width: 46px; height: 46px; border-radius: 50%; background: var(--paper); border: 1px solid var(--gold); display: grid; place-items: center; font-family: var(--f-display); font-size: 19px; color: var(--gold-ink); font-weight: 600; position: relative; }
.section.ivory .process .dot { background: var(--ivory); }
.process h3 { font-size: 23px; margin: 24px 0 8px; }
.process p { font-size: 14.5px; color: var(--muted); }

/* ---------- Founder spotlight ---------- */
.founder-feature { display: grid; grid-template-columns: .85fr 1.15fr; gap: 80px; align-items: center; }
.portrait { position: relative; }
.portrait img { width: 100%; aspect-ratio: 4/5; object-fit: cover; object-position: top; border-radius: var(--radius); filter: saturate(.9); }
.portrait::before { content: ''; position: absolute; inset: -16px 16px 16px -16px; border: 1px solid var(--gold); border-radius: var(--radius); z-index: -1; }
.portrait .cap { position: absolute; left: 22px; right: 22px; bottom: 22px; background: rgba(255,255,255,.95); backdrop-filter: blur(6px); padding: 16px 20px; border-radius: 4px; }
.portrait .cap b { display: block; font-family: var(--f-display); font-size: 22px; color: var(--ink); font-weight: 600; }
.portrait .cap span { font-size: 13px; color: var(--muted); }
blockquote.pull { font-family: var(--f-display); font-size: clamp(25px, 2.6vw, 33px); line-height: 1.3; color: var(--ink); font-style: italic; font-weight: 500; position: relative; padding-left: 30px; border-left: 2px solid var(--gold); margin: 26px 0 30px; }
.bank-list { display: flex; flex-wrap: wrap; gap: 8px; margin: 14px 0 6px; }
.bank-list span { font-size: 13.5px; border: 1px solid var(--line-2); padding: 6px 14px; border-radius: 30px; color: var(--ink-2); background: var(--paper); }

/* ---------- Chips ---------- */
.chips { display: flex; flex-wrap: wrap; gap: 12px; justify-content: center; }
.chips span { padding: 11px 22px; border: 1px solid var(--line-2); border-radius: 40px; font-size: 14.5px; color: var(--ink-2); background: var(--paper); transition: border-color .25s, color .25s; }
.chips span:hover { border-color: var(--gold); color: var(--gold-ink); }

/* ---------- Article cards ---------- */
.card-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.card { background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius); padding: 34px 32px; display: flex; flex-direction: column; transition: transform .35s var(--ease), box-shadow .35s var(--ease), border-color .35s; }
.card:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: var(--line-2); }
.card .tag { font-size: 11.5px; letter-spacing: .18em; text-transform: uppercase; color: var(--gold-ink); font-weight: 600; }
.card h3 { font-size: 25px; margin: 14px 0 10px; }
.card p { font-size: 15px; color: var(--muted); }
.card .soon { margin-top: auto; padding-top: 22px; font-size: 12.5px; color: var(--muted); font-style: italic; }
.article-list { list-style: none; margin-top: auto; padding-top: 20px; }
.article-list li a { display: flex; gap: 12px; align-items: flex-start; padding: 14px 0; border-top: 1px solid var(--line); font-size: 15px; font-weight: 500; color: var(--ink); line-height: 1.45; transition: color .2s; }
.article-list li a svg { flex: none; color: var(--gold); margin-top: 2px; }
.article-list li a .arrow { margin-left: auto; opacity: .4; transition: opacity .2s, transform .2s; }
.article-list li a:hover { color: var(--gold-ink); }
.article-list li a:hover .arrow { opacity: 1; transform: translateX(3px); }

/* ---------- Video cards ---------- */
.video-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(330px, 1fr)); gap: 28px; }
.video-card { background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; transition: box-shadow .3s, transform .3s; }
.video-card:hover { box-shadow: var(--shadow); transform: translateY(-3px); }
.video-frame { position: relative; padding-top: 56.25%; background: var(--ink); }
.video-frame iframe { position: absolute; inset: 0; width: 100%; height: 100%; border: 0; }
.video-meta { padding: 22px 24px 26px; }
.video-meta .tag { font-size: 11.5px; letter-spacing: .18em; text-transform: uppercase; color: var(--gold-ink); font-weight: 600; }
.video-meta h3 { font-size: 23px; margin: 8px 0 6px; }
.video-meta p { font-size: 14.5px; color: var(--muted); }

/* ---------- Notice / disclosure boxes ---------- */
.notice { display: flex; gap: 16px; align-items: flex-start; background: var(--ivory); border: 1px solid var(--line); border-left: 3px solid var(--gold); border-radius: 4px; padding: 20px 24px; font-size: 14px; color: var(--muted); line-height: 1.65; }
.notice svg { flex: none; color: var(--gold); margin-top: 2px; }
.notice strong { color: var(--ink); }

/* ---------- FAQ ---------- */
.faq { max-width: 860px; margin: 0 auto; border-top: 1px solid var(--line); }
.faq-item { border-bottom: 1px solid var(--line); }
.faq-q { width: 100%; background: none; border: 0; text-align: left; cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 24px; padding: 28px 0; font-family: var(--f-display); font-size: 24px; font-weight: 600; color: var(--ink); }
.faq-q .pm { flex: none; width: 34px; height: 34px; border: 1px solid var(--line-2); border-radius: 50%; position: relative; transition: background .25s, border-color .25s; }
.faq-q .pm::before, .faq-q .pm::after { content: ''; position: absolute; left: 50%; top: 50%; width: 12px; height: 1.5px; background: var(--ink); transform: translate(-50%,-50%); transition: transform .3s var(--ease); }
.faq-q .pm::after { transform: translate(-50%,-50%) rotate(90deg); }
.faq-item.open .pm { background: var(--ink); border-color: var(--ink); }
.faq-item.open .pm::before, .faq-item.open .pm::after { background: #fff; }
.faq-item.open .pm::after { transform: translate(-50%,-50%) rotate(0); }
.faq-a { max-height: 0; overflow: hidden; transition: max-height .4s var(--ease); }
.faq-a p { padding: 0 60px 28px 0; color: var(--muted); }

/* ---------- Page head ---------- */
.page-head { background: var(--ivory); border-bottom: 1px solid var(--line); padding: 92px 0 84px; position: relative; overflow: hidden; }
.page-head::after { content: ''; position: absolute; right: -80px; top: -60px; width: 420px; height: 420px; background: url('assets/logo-watermark.png') center/contain no-repeat; opacity: .06; pointer-events: none; }
.crumbs { font-size: 13px; color: var(--muted); margin-bottom: 26px; }
.crumbs a { color: var(--gold-ink); }
.page-head h1 { font-size: clamp(42px, 5.5vw, 68px); max-width: 900px; }
.page-head p { font-size: 19px; color: var(--muted); max-width: 680px; margin-top: 22px; }

/* ---------- Legal / long-form ---------- */
.legal { max-width: 820px; margin: 0 auto; }
.legal h2 { font-size: 30px; margin: 48px 0 14px; }
.legal h2:first-child { margin-top: 0; }
.legal p, .legal li { color: var(--muted); font-size: 16px; }
.legal ul { padding-left: 20px; margin-top: 10px; }
.legal li + li { margin-top: 8px; }
.legal .updated { font-size: 13px; color: var(--muted); margin-bottom: 36px; letter-spacing: .04em; }

/* ---------- Contact ---------- */
.contact-split { display: grid; grid-template-columns: .85fr 1.15fr; gap: 72px; align-items: start; }
.contact-detail .row { display: flex; gap: 18px; padding: 22px 0; border-bottom: 1px solid var(--line); }
.contact-detail .row:first-child { border-top: 1px solid var(--line); }
.contact-detail .ic { width: 42px; height: 42px; flex: none; border: 1px solid var(--line-2); border-radius: 50%; display: grid; place-items: center; color: var(--gold); }
.contact-detail .k { font-size: 12px; letter-spacing: .16em; text-transform: uppercase; color: var(--muted); }
.contact-detail .v { font-size: 16.5px; color: var(--ink); font-weight: 500; }
.contact-detail a.v:hover { color: var(--gold-ink); }
.form-card { background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius); padding: 46px 44px; box-shadow: var(--shadow); }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px 20px; }
.field { display: flex; flex-direction: column; gap: 7px; }
.field.full { grid-column: 1 / -1; }
.field label { font-size: 13px; font-weight: 500; color: var(--ink); }
.field input, .field select, .field textarea { font: inherit; font-size: 15px; color: var(--text); background: var(--paper); border: 1px solid var(--line-2); border-radius: 3px; padding: 12px 14px; transition: border-color .2s, box-shadow .2s; width: 100%; }
.field textarea { min-height: 120px; resize: vertical; }
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--gold); box-shadow: 0 0 0 3px var(--gold-soft); }
.file-drop { border: 1px dashed var(--line-2); border-radius: 3px; padding: 18px; text-align: center; font-size: 14px; color: var(--muted); cursor: pointer; transition: border-color .2s; font-weight: 400 !important; }
.file-drop:hover { border-color: var(--gold); }
.consent { display: flex; gap: 12px; align-items: flex-start; font-size: 13px; color: var(--muted); line-height: 1.55; margin-top: 22px; }
.consent input { margin-top: 3px; accent-color: var(--ink); width: 16px; height: 16px; flex: none; }
.consent a { color: var(--gold-ink); text-decoration: underline; }
.form-msg { display: none; padding: 14px 16px; border-radius: 3px; font-size: 14px; margin-bottom: 20px; }
.form-msg.ok { display: block; background: #EEF6F0; color: #1D5B33; border: 1px solid #CFE6D6; }
.form-msg.err { display: block; background: #FBEFEE; color: #8A2A22; border: 1px solid #F0D3D0; }
.form-note { font-size: 12.5px; color: var(--muted); margin-top: 14px; text-align: center; }

/* ---------- CTA band ---------- */
.cta-band { background: var(--ink); color: var(--on-dark); padding: 104px 0; position: relative; overflow: hidden; }
.cta-band::before { content: ''; position: absolute; right: -120px; top: 50%; transform: translateY(-50%); width: 520px; height: 520px; background: url('assets/logo-watermark.png') center/contain no-repeat; opacity: .07; }
.cta-band .wrap { position: relative; display: grid; grid-template-columns: 1.4fr 1fr; gap: 48px; align-items: center; }
.cta-band h2 { color: #fff; font-size: clamp(34px, 4.2vw, 52px); }
.cta-band h2 em { color: var(--gold-2); font-style: italic; font-weight: 500; }
.cta-band p { margin-top: 18px; font-size: 17.5px; max-width: 560px; }
.cta-band .actions { display: flex; gap: 14px; flex-wrap: wrap; justify-content: flex-end; }

/* ---------- Footer ---------- */
.footer { background: #071627; color: #93A1B2; font-size: 14.5px; padding: 88px 0 0; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1.25fr; gap: 48px; padding-bottom: 60px; border-bottom: 1px solid rgba(255,255,255,.08); }
.footer .brand .name { color: #fff; }
.footer .brand .name span, .footer .brand .sub { color: var(--gold-2); }
.footer .about { margin-top: 22px; max-width: 340px; line-height: 1.7; }
.footer h4 { color: #fff; font-size: 12px; letter-spacing: .2em; text-transform: uppercase; font-weight: 600; margin-bottom: 22px; }
.footer ul { list-style: none; }
.footer li { margin-bottom: 12px; }
.footer a:hover { color: var(--gold-2); }
.socials { display: flex; gap: 10px; margin-top: 26px; }
.socials a { width: 38px; height: 38px; border: 1px solid rgba(255,255,255,.14); border-radius: 50%; display: grid; place-items: center; transition: border-color .2s, color .2s; }
.socials a:hover { border-color: var(--gold-2); }
.disclosure { padding: 36px 0; border-bottom: 1px solid rgba(255,255,255,.08); font-size: 12.5px; line-height: 1.75; color: #7D8B9C; }
.disclosure strong { color: #C2CCD8; font-weight: 600; letter-spacing: .04em; }
.disclosure a { color: var(--gold-2); text-decoration: underline; }
.footer-bottom { display: flex; justify-content: space-between; gap: 20px; flex-wrap: wrap; padding: 26px 0 32px; font-size: 13px; }
.footer-bottom .links { display: flex; gap: 22px; flex-wrap: wrap; }

/* ---------- Floating button ---------- */
.float-book { position: fixed; right: 22px; bottom: 22px; z-index: 90; background: var(--ink); color: #fff; display: flex; align-items: center; gap: 9px; padding: 13px 20px; border-radius: 40px; font-size: 14px; font-weight: 500; box-shadow: 0 14px 30px -10px rgba(11,31,51,.55); opacity: 0; transform: translateY(16px); pointer-events: none; transition: opacity .35s, transform .35s, background .2s; }
.float-book.show { opacity: 1; transform: none; pointer-events: auto; }
.float-book:hover { background: var(--gold-ink); }

/* ---------- Reveal ---------- */
.reveal { opacity: 0; transform: translateY(22px); transition: opacity .9s var(--ease), transform .9s var(--ease); }
.reveal.in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
  html { scroll-behavior: auto; }
}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1080px) {
  .nav-links { gap: 22px; }
  .hero .wrap, .founder-feature, .split-2, .contact-split, .cta-band .wrap, .section-head.split { grid-template-columns: 1fr; gap: 48px; }
  .cta-band .actions { justify-content: flex-start; }
  .practice-grid, .card-grid { grid-template-columns: 1fr 1fr; }
  .principles { grid-template-columns: 1fr 1fr; }
  .principle:nth-child(3) { padding-left: 0; border-left: 0; }
  .process { grid-template-columns: 1fr; gap: 0; }
  .process::before { left: 23px; right: auto; top: 0; bottom: 0; width: 1px; height: auto; }
  .process li { display: grid; grid-template-columns: 46px 1fr; column-gap: 24px; padding: 0 0 34px; }
  .process li h3 { margin-top: 8px; }
  .process li p { grid-column: 2; }
  .svc-row { grid-template-columns: 1fr; gap: 24px; }
  .check-list.three { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .founder-feature .portrait { max-width: 440px; }
}
@media (max-width: 920px) {
  .burger { display: inline-flex; }
  .nav-links { position: absolute; top: 100%; left: 0; right: 0; background: #fff; flex-direction: column; align-items: stretch; gap: 0; padding: 8px 28px 26px; border-bottom: 1px solid var(--line); box-shadow: 0 20px 30px -20px rgba(11,31,51,.3); display: none; }
  .nav-links.open { display: flex; }
  .nav-links > a:not(.btn) { padding: 14px 0; border-bottom: 1px solid var(--line); }
  .nav-links > a:not(.btn)::after { display: none; }
  .nav-links .btn { margin: 18px 0 0; }
  .topbar .contact { display: none; }
}
@media (max-width: 680px) {
  body { font-size: 16px; }
  .wrap { padding: 0 20px; }
  .section { padding: 84px 0; }
  .hero .wrap { padding-top: 64px; padding-bottom: 80px; }
  .glance { padding: 32px 26px; }
  .glance::after { display: none; }
  .glance .num { font-size: 38px; }
  .practice-grid, .card-grid, .principles, .check-list, .check-list.three, .form-grid, .footer-grid { grid-template-columns: 1fr; }
  .principle, .principle + .principle { padding: 30px 0 4px; border-left: 0; }
  .practice { padding: 36px 26px; }
  .creds .wrap { flex-direction: column; align-items: flex-start; gap: 16px; }
  .creds .label { max-width: none; }
  .creds ul { justify-content: flex-start; gap: 6px 22px; }
  .creds .fine { margin-top: 0; }
  .topbar .note .lead-in { display: none; }
  .creds li { font-size: 19px; }
  .form-card { padding: 32px 22px; }
  .faq-q { font-size: 20px; }
  .faq-a p { padding-right: 0; }
  .page-head { padding: 64px 0 60px; }
  .brand .name { font-size: 21px; }
  .topbar { font-size: 11.5px; }
  .portrait::before { display: none; }
  .float-book span { display: none; }
  .float-book { padding: 14px; }
}

/* ---------- Verified badge (founder) ---------- */
.verified { display: inline-flex; align-items: center; gap: 8px; margin-top: 22px; font-size: 13.5px; font-weight: 500; color: var(--ink-2); }
.verified svg { color: var(--gold); }

/* ---------- Useful links ---------- */
.link-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.link-group { border: 1px solid var(--line); border-radius: var(--radius); padding: 30px 30px 18px; background: var(--paper); }
.lg-head { display: flex; align-items: center; gap: 14px; margin-bottom: 14px; }
.lg-head .ic { width: 40px; height: 40px; flex: none; border: 1px solid var(--gold); border-radius: 50%; display: grid; place-items: center; color: var(--gold); }
.lg-head h3 { font-size: 24px; }
.link-group ul { list-style: none; }
.link-group li a { display: flex; align-items: center; justify-content: space-between; gap: 14px; padding: 13px 0; border-top: 1px solid var(--line); font-size: 14.5px; font-weight: 500; color: var(--ink); line-height: 1.4; transition: color .2s; }
.link-group li a small { display: block; font-size: 12px; font-weight: 400; color: var(--muted); margin-top: 2px; }
.link-group li a svg { flex: none; color: var(--gold); opacity: .55; transition: opacity .2s, transform .2s; }
.link-group li a:hover { color: var(--gold-ink); }
.link-group li a:hover svg { opacity: 1; transform: translate(2px,-2px); }

/* ---------- Cookie banner ---------- */
.linklike { background: none; border: 0; padding: 0; font: inherit; color: inherit; cursor: pointer; }
.linklike:hover { color: var(--gold-2); }
.cookie-banner { position: fixed; left: 22px; bottom: 22px; z-index: 200; width: min(440px, calc(100% - 44px)); background: var(--paper); border: 1px solid var(--line); border-top: 3px solid var(--gold); border-radius: var(--radius); box-shadow: 0 24px 60px -20px rgba(11,31,51,.45); padding: 24px 26px; transform: translateY(20px); opacity: 0; transition: opacity .35s var(--ease), transform .35s var(--ease); }
.cookie-banner.show { opacity: 1; transform: none; }
.cookie-banner h4 { font-family: var(--f-display); font-size: 22px; color: var(--ink); font-weight: 600; margin-bottom: 8px; }
.cookie-banner p { font-size: 13.5px; color: var(--muted); line-height: 1.6; }
.cookie-banner p a { color: var(--gold-ink); text-decoration: underline; }
.cookie-banner .actions { display: flex; gap: 10px; margin-top: 18px; }
.cookie-banner .btn { padding: 11px 22px; font-size: 14px; flex: 1; }

/* ---------- Captcha field ---------- */
.field.captcha input { max-width: 260px; }

@media (max-width: 1080px) { .link-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 680px) {
  .link-grid { grid-template-columns: 1fr; }
  .cookie-banner { left: 12px; right: 12px; bottom: 12px; width: auto; padding: 20px; }
}

/* ---------- Cloudflare Turnstile ---------- */
.turnstile-field #turnstile-widget { min-height: 65px; }
[hidden] { display: none !important; }

/* ---------- Form field validation ---------- */
.field-err { display: none; font-size: 12.5px; color: #A1342A; line-height: 1.45; }
.field.invalid .field-err { display: block; }
.field.invalid input, .field.invalid textarea { border-color: #C9473B; }
.field.invalid input:focus, .field.invalid textarea:focus { box-shadow: 0 0 0 3px rgba(201,71,59,.14); }
.field-hint { font-size: 12px; color: var(--muted); text-align: right; margin-top: -2px; }
.field-hint.ok { color: #1D5B33; }

/* ---------- Footer contact icons ---------- */
.footer-contact li { display: flex; align-items: flex-start; gap: 12px; }
.footer-contact svg { flex: none; color: var(--gold-2); margin-top: 3px; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }

/* Gold labels on dark backgrounds use the brighter gold */
.section.dark .eyebrow, .cta-band .eyebrow { color: var(--gold-2); }

/* Insights: upcoming topics */
.upcoming { margin-top: 64px; padding-top: 40px; border-top: 1px solid var(--line); text-align: center; }
.upcoming .eyebrow { justify-content: center; }
.upcoming .chips span { font-size: 13.5px; padding: 8px 18px; color: var(--muted); }

/* ---------- How we engage ---------- */
.engage-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.engage-card { background: var(--paper); border: 1px solid var(--line); border-top: 2px solid var(--gold); border-radius: var(--radius); padding: 38px 34px 30px; display: flex; flex-direction: column; }
.engage-card .no { font-family: var(--f-display); font-style: italic; font-size: 18px; color: var(--gold-ink); }
.engage-card h3 { font-size: 30px; margin: 12px 0 6px; }
.engage-card .best { font-size: 14px; font-weight: 600; color: var(--ink-2); margin-bottom: 14px; }
.engage-card p { font-size: 15px; color: var(--muted); }
.engage-card ul { list-style: none; margin: 20px 0 24px; }
.engage-card li { display: flex; gap: 10px; align-items: flex-start; font-size: 14.5px; color: var(--text); padding: 7px 0; border-bottom: 1px solid var(--line); }
.engage-card li svg { flex: none; color: var(--gold); margin-top: 5px; }
.engage-card .terms { margin-top: auto; font-size: 12.5px; letter-spacing: .04em; color: var(--gold-ink); font-weight: 500; }
.engage-steps { list-style: none; display: grid; grid-template-columns: repeat(4, 1fr); gap: 28px; margin-top: 64px; padding-top: 48px; border-top: 1px solid var(--line-2); }
.engage-steps li { display: flex; gap: 16px; align-items: flex-start; }
.engage-steps .dot { flex: none; width: 38px; height: 38px; border-radius: 50%; border: 1px solid var(--gold); display: grid; place-items: center; font-family: var(--f-display); font-weight: 600; font-size: 17px; color: var(--gold-ink); background: var(--ivory); }
.engage-steps h4 { font-family: var(--f-display); font-size: 21px; font-weight: 600; color: var(--ink); margin: 4px 0 4px; }
.engage-steps p { font-size: 14px; color: var(--muted); }
@media (max-width: 1080px) { .engage-grid { grid-template-columns: 1fr; max-width: 640px; } .engage-steps { grid-template-columns: 1fr 1fr; } }
@media (max-width: 680px) { .engage-steps { grid-template-columns: 1fr; } .engage-card { padding: 30px 24px 24px; } }

/* In-page links (#how-we-engage, #videos) stop below the sticky menu */
section[id] { scroll-margin-top: 96px; }